Located on 5370 Settingdown Road in Cumming, this 5-BR, 4-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 4,170 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 1.702 acres, giving ample room to relax, play, or plan future outdoor projects. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Cumming offers a more independent feel with no mandatory HOA. Currently listed for about 67 days, this property combines space, style, and value. Currently offered at $1,020,000, this home delivers a strong combination of space, condition, and location.