Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 744 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.16 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. With approximately 138 days on the market, this home is well positioned for the next owner. At $150,000, this home is well positioned for buyers seeking value in Monticello.